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This project, commissioned by Lloyds Banking Group, explored the role of SME investment in the private rented sector. It aimed to raise the profile of this part of the PRS, adding to the understanding of its impact and to inform policy discussion.

Lloyds Banking Group loans to SME investors in the PRS are an important aspect of the group’s business, which has several niche features including long term lending of up to 25 years. Understanding the overall impact of this lending and the attitudes and requirements of these investors, as well as the ability of LBG to influence the quality of the PRS offer through this business was of interest to LBG. More widely, this SME investor aspect of the PRS is an area which has little recognition, especially in policy debates, and is under-researched.