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Cambridge Centre for Housing & Planning Research


New research by CCHPR published this month, commissioned by the the Council for Mortgage Lenders, explores lenders' views of the shared ownership sector.

Shared ownership - part own part rent - has been in operation for over 35 years and forms an established part of the UK housing landscape. The government has indicated it wants to see a three fold increase in construction of shared ownership by 2020. Most people buying shared ownership homes do so with a mortgage so lender support for the sector is vital.

This study explores lenders views of the sector - why they do or do not lend on shared ownership. Its findings will improve mortgage lenders’ understanding of the sector and help firms evaluate their appetite to support shared ownership in the light of the government’s aspirations for the tenure. The report makes recommendations for government, regulators, lenders and other stakeholders.

You can download the report here

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