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Measuring the affordability of housing association rents in England: a dual approach

last modified Feb 28, 2014 04:11 PM
A new journal article has been published by Dr Connie Tang in the latest issue of the International Journal of Housing Markets and Analysis. The purpose of this article is to compare relative levels of rental affordability across the English housing association sector, using two methods, rent-to-income ratio and residual income standards (poverty-line and budget standard).


The rent-to-income ratio analysis identified that housing association rents were generally affordable. However, the residual income analyses using two different minimum acceptable standards suggested some scepticism in this regard. In particular, both analyses confirmed the affordability problem in London where nearly half of existing housing association tenants had disposable household incomes that were well below the poverty-line as well as the largest rent-to-income ratio. Both analyses also confirmed that lone parents were more likely than average households to have an affordability problem. 

The article is published in the International Journal of Housing Markets and Analysis, Vol. 5, Issue: 3, pp.218 - 234. You can access the article online by this link: