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Housing finance and the housing market; lessons from the UK?

last modified Feb 28, 2014 01:18 PM
This article outlines developments in the UK housing and mortgage markets with a focus on the period since 2007 and the global crash. It picks up on the UK responses to what is now a global debate on macro-prudential policy and lines of intervention in mortgage markets.


It charts in broad terms the evolution of the UK’s housing and mortgage markets over the last decade, through the crash and recession and progress through the continuing recovery. Indeed the scale of the interventions in the UK housing and mortgage markets is very big and wide ranging by international standards. Despite or perhaps partly because of them the UK markets have also undergone a fundamental transformation. Home ownership has declined and private renting has increased while social housing is being reworked. 

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