Publications

Project: Affordability in the Housing Association Sector

Affordability of Housing Association Rents: Rent-to-Income Ratio vs. Residual Income


This paper examines residual income measures to investigate the impact of housing association (HA) rents on individual household’s capacity to afford an adequate standard of living. It compares these findings with those for the rent-to-income measure which look only at housing affordability. Rent-to-income ratio and residual income measures for new tenants in general needs dwellings are examined by region, household type and bedsize from 2002/03 to 2007/08.


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