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Research into the impact of family support on access to homeownership for young people in the UK

The Social Mobility Commission (SMC) commissioned CCHPR to undertake research that focuses on the relationship between parental background and young people’s access to homeownership. This research forms part of SMC’s role as an advocate for social mobility in the UK, and will inform the 2016 State of the Nation report to Parliament.

Over the past few years, homeownership has become less affordable for young people in the UK. Housing tenure is one of the key determinants of perceptions of social class. Difficulties in shifting from renting to buying can therefore be a barrier to intra-generational social mobility. Parental support for first-time buyers can mitigate this but such support is most likely to be forthcoming from parents who already homeowners. While such support cannot fundamentally address problems with large-scale upward intergenerational social mobility it has a part to play and can indeed limit adverse movements. Hence SMC commissioned CCHPR to examine the role that family support plays in young people’s access to homeownership. The research includes static and dynamic analyses of parental help for home ownership and comparative analyses between assisted and unassisted first time buyers.

CCHPR Contact

Funder

Social Mobility Commission

Project Start Date

July 2016