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Understanding the second-hand market for shared ownership properties

This report, commissioned by Thames Valley Housing Association and the National Housing Federation explores the operation of the second-hand market for shared ownership properties. It also also examines the practice of ‘staircasing’, whereby a shared owner may purchase additional shares of their home.

Around a third of shared ownership market is for second-hand homes, where they new buyer purchases the share from the existing shared owner. This report, commissioned by Thames Valley Housing Association and the National Housing Federation explores the operation of the second-hand market for shared ownership properties. It also also examines the practice of ‘staircasing’, whereby a shared owner may purchase additional shares of their home. 

It draws on a survey of housing associations, focus groups with shared owners and interviews with mortgage lenders and other stakeholders, this report examines the functioning of the second-hand market for shared ownership homes in England.

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Publication Date

1st June 2012